# TERMS AND CONDITIONS ## CONDITIONS OF USE BY USING THIS WEBSITE AND/OR THE SERVICE(S) OFFERED BY FENRIS INC. D/B/A FENRIS DIGITAL (“US”, “WE”, “OUR”, OR THE “COMPANY”), YOU (“YOU”, “YOUR”, OR THE “CUSTOMER”) CERTIFY THAT YOU HAVE READ AND REVIEWED THE TERMS AND CONDITIONS (HEREINAFTER, THE “AGREEMENT”) AND THAT YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS OF USE. IF YOU DO NOT WANT TO BE BOUND BY THE TERMS OF THIS AGREEMENT, YOU ARE ADVISED TO STOP USING THE COMPANY’S WEBSITE AND SERVICES. COMPANY ONLY GRANTS USE AND ACCESS OF THIS WEBSITE, ITS PRODUCTS, AND ITS SERVICES TO THOSE WHO HAVE ACCEPTED ITS TERMS. ## WEBSITE LIMITED LICENSE As a user of this website, you are granted a nonexclusive, nontransferable, revocable, limited license to access and use this website in accordance with this Agreement. The Company may terminate this license at any time for any reason. ## DEFINITIONS - **Licensed Data** shall mean any information, data or scores that Company provides to Customer through the Services in response to an API request. - **Monthly Uptime Percentage** is defined as the percentage of total minutes in a month (less any scheduled maintenance minutes during the Scheduled Maintenance Period) where the service met the definition for Uptime. - **Services** shall mean the data and analytics products offered by the Company through its API endpoints. - **Supplemental Terms** shall mean those terms and conditions associated with a particular Service or Services, including any data licensing and usage restrictions and representations, warranties and indemnities made by you, the Customer, in connection with your use of such Service or Services. - **Permitted Use** shall mean the use of Licensed Data for specific purposes related to insurance and marketing, among others. - **Privacy Policy** shall mean the Company’s privacy policy located at [Privacy Policy](https://fenrisd.com/privacy-policy/). - **Scheduled Maintenance Period** is defined in the terms. - **Unplanned Maintenance** means any interruption to the Services that was not planned by Company. - **Uptime** means a satisfactory HTTP status response from the API. ## PRIVACY POLICY You are advised to read our Privacy Policy regarding our user data collection. ## SAAS SERVICES AND SUPPORT Use of our website and services is restricted to registered users. In connection with the registration process, you may be asked to provide private information, which you must ensure is accurate. If there are security issues regarding your account, you are responsible for informing us immediately. We reserve all rights to terminate accounts at our sole discretion. ## SCOPE OF SERVICES The Company agrees to provide the Services to you based on selected pricing schedules and legitimate usage. ## RESTRICTIONS AND RESPONSIBILITIES The Company grants a restricted license to use the Services for your internal business purposes, following conditions regarding third-party data processing, legal compliance, and limitations on data use. ## SECURITY You are responsible for maintaining the security of your equipment, account, and identifying information. You must restrict access to sensitive information to authorized employees only. ## INTELLECTUAL PROPERTY RIGHTS You shall own all right, title, and interest in and to the Customer Data submitted. You are responsible for ensuring compliance with laws regarding Customer Data and information transmitted. The Company retains rights to the Services and related intellectual property. ## CONFIDENTIALITY Both parties may access confidential information pertaining to each other's business. Reasonable care must be taken to protect such information. ## PAYMENT OF FEES You agree to pay the Fees for the Services according to the specified terms. Unpaid amounts may incur finance charges, and failure to pay may result in termination of service. ## TAXES Fees are exclusive of applicable taxes, which you are responsible for. ## TERMINATION The Company reserves the right to terminate access for breaches of the Agreement. Undisputed amounts must be paid upon termination. ## PERFORMANCE Services may be temporarily unavailable during scheduled or unscheduled maintenance. The Company strives for a Monthly Uptime Percentage of 99% under specified conditions. ## FUTURE FUNCTIONALITY, UPDATES, AND BETA SERVICES. Your use of the Services is not dependent on future functionality. Company may offer beta services without obligation. ## DISCLAIMER OF WARRANTIES The Company disclaims all warranties regarding the Services. Information through the Services is provided "as is" and should not be relied upon without verification. ## LIMITATION OF LIABILITY Company is not liable for any indirect losses incurred through the Services, and liabilities shall not exceed the amount of fees paid by Customer in the preceding six months. ## INDEMNIFICATION You agree to indemnify the Company against claims arising from your use of the Services. ## SURVIVAL OF AGREEMENT Certain provisions will survive termination of the license to use the Services. ## AUDIT The Company may conduct audits of your use of the Services to ensure compliance with applicable laws. ## MISCELLANEOUS Some provisions may be limited or removed if found unenforceable, but the Agreement remains in full force. ## COMPLETE AGREEMENT This Agreement supersedes prior agreements and understandings regarding its subject matter. ## RELATIONSHIP OF THE PARTIES No agency or partnership is created by this Agreement. ## ATTORNEY FEES Prevailing parties in enforcement actions are entitled to recover costs and attorney fees. ## GOVERNING LAW This Agreement shall be governed by the laws of the Commonwealth of Virginia. ## PUBLICITY Customer grants Company the right to use its logo in marketing, but may not disclose usage of the Services without consent.